Welcome to the Coinlyt finance blog, where we explore the dynamic world of personal finance, investment strategies, and cryptocurrency trends to empower you in making informed financial decisions. As market conditions continue to evolve, understanding the intricate interplay between traditional finance and emerging digital currencies is essential for achieving your financial goals. We aim to provide insightful analysis, practical tips, and expert opinions to help navigate everything from stock market investments to blockchain technology. Join me, Eric McGuffey, as we delve into the complexities of wealth management, passive income strategies, and financial planning, equipping you with the knowledge to thrive in an increasingly competitive financial landscape.
23 January 2026
Setting SMART Financial Goals: A Roadmap for Success
Money. We earn it, spend it, save it—sometimes lose track of it. But what if we treated our finances the same way we plan a vacation or a big career move? With purpose. With direction. That’s...
22 January 2026
Understanding How Credit Card Interest Really Works
Let’s face it — credit card interest is one of those things we all think we understand… until the bill shows up and BAM! There’s a mysterious charge you didn’t expect. Sound familiar?...
21 January 2026
Know Your Rights: Legal Protections Against Foreclosure
Foreclosure is one of those words that instantly puts a pit in your stomach. It’s overwhelming, emotional, and, let’s be honest—scary. When your home is at stake, it`s easy to feel like...
20 January 2026
The Pros and Cons of Target-Date Funds for Retirement
Let’s face it—retirement planning is about as exciting as watching paint dry. Unless, of course, that paint came with a built-in robot that manages your money and promises you a nap on a...
19 January 2026
Understanding Momentum Investing and How to Use It
If you`ve ever watched a stock just keep climbing — like it’s got rocket fuel — and thought, “I should’ve gotten in on that,” then you`re already thinking like a momentum investor....
18 January 2026
Anchoring in Finance: How Preconceived Numbers Affect Your Investments
Let’s say you hear your buddy scored Apple stock at $95 a share a few years ago. You`re looking at that same stock now, priced over $180. You hesitate. You think to yourself, “Man, I`m late to...
17 January 2026
Navigating the Financial Risks Associated with Pension Plan Withdrawals
Retirement is supposed to be a time for relaxation, travel, and enjoying the fruits of your labor. However, one wrong move with your pension withdrawals, and you could be facing financial...
16 January 2026
Explaining the Generation-Skipping Transfer Tax in Estate Planning
Let’s face it: estate planning can feel like trying to put together a 5,000-piece puzzle—super confusing and totally overwhelming if you’re not well-versed in legalese. But don’t worry; we�...
15 January 2026
How to Make Smart Financial Decisions During a Recession
Let’s face it—recessions are tough. They can feel like you`re trying to walk through a storm with no umbrella. Jobs become scarce, markets become a rollercoaster, and suddenly, every dollar...